First 30 Days in Australia Checklist (2026 Guide)
Last updated: March 2026
Moving to Australia can feel overwhelming. There are multiple systems to set up — banking, tax, healthcare, housing — and missing something early can cost you time and money later.
This checklist breaks down exactly what you should do in your first 30 days, in the right order.
Week 1: Set the Basics
Your first week should focus on getting connected and financially functional.
✅ 1. Get an Australian SIM Card
- Buy a prepaid SIM at the airport or supermarket
- Major providers: Telstra, Optus, Vodafone
- Needed for:
- Bank verification
- Job applications
- Government services
✅ 2. Open a Bank Account
- Do this immediately to avoid delays in getting paid
- Popular banks:
- Commonwealth Bank
- ANZ
- NAB
- Westpac
What you need:
- Passport
- Visa
- Australian address (temporary is fine)
👉 Check our guide Best Bank Accounts for Migrants
✅ 3. Find Temporary Accommodation
- Book 1–4 weeks initially
- Options:
- Airbnb
- Hostels
- Short-term rentals
👉 Don’t rush into long-term leases
✅ 4. Get a Transport Card
Depends on your city:
- Sydney: Opal
- Melbourne: Myki
- Brisbane: Go Card
- Perth: SmartRider
Week 2: Legal & Work Setup
Now you make yourself legally ready to work and earn.
✅ 5. Apply for a TFN (Tax File Number)
This is mandatory to work in Australia.
Where to apply:
- Australian Taxation Office (ATO) website
Processing time:
- Usually 1–2 weeks
👉 Check our guide Apply for a TFN
✅ 6. Understand Your Superannuation
- Super = retirement savings (paid by employer)
- You can choose your fund or use a default one
👉 You don’t need to set this up immediately, but understand it early
✅ 7. Update Your Resume (Australian Format)
- 2–3 pages
- No photo
- Focus on achievements, not responsibilities
✅ 8. Start Job Applications
- Use:
- Seek
- Indeed
👉 Apply broadly — response rates can be slow initially
Week 3: Settle In Properly
Now focus on stability — housing, healthcare, daily life.
✅ 9. Find Long-Term Accommodation
Options:
- Shared housing (most common for newcomers)
- Studio/1-bedroom apartments
Where to search:
- Flatmates
- Domain
- Realestate.com.au
👉 Be careful of scams — never pay before inspection
✅ 10. Set Up Utilities (If Renting)
- Electricity
- Gas
- Internet
Often not needed if you’re in shared housing
✅ 11. Get Overseas Student Health Cover (If Student)
- Mandatory for student visa holders
👉 Check our guide Student Health Insurance
✅ 12. Register with a GP (Doctor)
- Find a local clinic
- Many offer bulk billing (free under Medicare)
Week 4: Optimise & Organise
Now you move from “surviving” to being efficient and settled.
✅ 13. Link Your Bank Account to Employer
- Provide:
- BSB
- Account number
✅ 14. Create a Budget
Use your salary after tax to plan realistically. Your main expenses:
- Rent (largest cost)
- Groceries
- Transport
- Utilities
👉 Check our Salary Calculator
👉 Check our Cost of Living Calculator
✅ 15. Set Up MyGov Account
- Connect services like:
- ATO
- Medicare
- Centrelink (if applicable)
✅ 16. Understand Your Payslip
Check for:
- Tax withheld
- Super contributions
- Hourly rate accuracy
✅ 17. Build a Routine
- Commute
- Grocery shopping
- Gym / social activities
👉 This is key for mental stability after relocation
Common Mistakes to Avoid
❌ Not applying for TFN early
❌ Overpaying for rent in the first month
❌ Accepting the first job without comparison
❌ Ignoring superannuation
❌ Falling for rental scams
Quick Summary Checklist
Week 1
- SIM card
- Bank account
- Temporary housing
- Transport card
Week 2
- TFN application
- Resume update
- Start job search
Week 3
- Long-term accommodation
- Utilities
- Healthcare setup
Week 4
- Budget
- MyGov account
- Payslip check
- Routine
Final Thoughts
Your first 30 days in Australia are about momentum, not perfection.
Focus on:
- Getting legal and financial systems in place
- Avoiding rushed decisions (especially housing)
- Building a stable routine
Once these basics are sorted, everything else becomes significantly easier.
If you're new to Australia, also check out:
These will help you make smarter financial decisions from day one.